The use of W&amp;I insurance can be attractive to sellers and buyers who seek the certainty of funds being available to cover any breaches. Whilst in the short-term the use of insurance creates increased costs to the parties, it allows them to leave the sale with greater certainty, should anything go wrong. The growing trend in the use of W&amp;I insurance is not showing signs of slowing and is likely to continue being a useful tool in managing post-completion risk for both buyers and sellers in the years to come.