<p data-pm-slice="1 1 []">Currently, when homeowners purchase a flat, they purchase a lease for an agreed number of years and pay additional service charge and ground rent to a landlord or freeholder.</p>
This change will mean that those purchasing flats will go through the 'common-hold' system instead.

Featuring in the Daily Mail and This is Money, Partner Lorna Du Sautoy explains when these changes could happen.